Buying your first home in the Dallas-Fort Worth area is exciting—and maybe a little overwhelming. One major part of homeownership that’s easy to overlook is your roof. In North Texas, where hailstorms, heavy winds, and scorching summers are the norm, your roof plays a critical role in protecting your investment.
To help you feel more confident and informed, here are answers to some of the most common roofing questions we hear from new homeowners across the DFW metroplex.
1. How long does a roof last in North Texas?
The lifespan of a roof varies based on materials and weather exposure. In DFW’s climate:
- Asphalt shingles typically last 15–25 years
- Metal roofs can last 40–70 years
- Clay or concrete tile lasts even longer—but can be pricey and heavy
Keep in mind that severe hailstorms and high winds—common in this area—can shorten your roof’s lifespan.
2. How often should I inspect my roof?
Experts recommend twice a year—once in the spring and once in the fall—plus after any major weather events like hailstorms or strong wind. You can do a basic visual inspection from the ground, but it’s smart to have a pro inspect it every few years.
3. Does homeowner’s insurance cover roof damage in Texas?
Most policies do cover storm-related roof damage, such as hail or wind. However, coverage can vary:
- Some policies only cover actual cash value (not full replacement)
- Many insurers now include cosmetic damage exclusions for metal roofs
- Deductibles can be higher for wind/hail claims in North Texas
Pro Tip: Review your policy with your agent, and know your deductible and any exclusions.
4. What’s the best roofing material for DFW homes?
Here are a few good options for North Texas weather:
- Impact-resistant shingles – designed to handle hail
- Metal roofing – durable and energy-efficient
- Clay or concrete tile – long-lasting but more expensive
- Architectural asphalt shingles – affordable with decent durability
5. What are signs I need a new roof?
Keep an eye out for:
- Missing, curling, or cracked shingles
- Water stains on ceilings or in the attic
- Sagging roofline or soft spots
- Granules from shingles accumulating in your gutters
- Visible hail or wind damage
6. Do I need a permit to replace my roof in DFW?
Yes—most cities in North Texas require a roofing permit for replacements, including Dallas, Fort Worth, Arlington, Plano, and Frisco. Be sure your contractor handles the permitting process for you.
7. How much does a new roof cost in DFW?
Prices vary based on materials and home size, but here’s a rough range:
- Asphalt shingle roof (2,000 sq ft home): $7,000–$15,000+
- Metal roof: $15,000–$30,000+
- Tile roof: $20,000+
Always get at least 2–3 quotes from local, reputable contractors.
8. Can I install a new roof over the old one?
It’s technically allowed in Texas (one extra layer is the max), but it’s usually not recommended in DFW. Tearing off the old roof lets contractors:
- Inspect the decking underneath
- Install proper underlayment
- Avoid future weight or moisture issues
9. What should I look for in a DFW roofing contractor?
North Texas is known for “storm chasers”—out-of-town roofers who swoop in after hailstorms and disappear afterward. Be sure to:
- Hire licensed and insured local companies
- Check reviews on Google, Yelp, and BBB
- Ask for a written estimate and warranty
- Avoid anyone pressuring you to sign immediately
10. What’s the best time of year to replace a roof in North Texas?
Spring and fall are ideal, thanks to mild weather. Summers can be extremely hot (slowing down crews), and winter storms can delay work. That said, many companies work year-round if weather permits.
Final Thoughts
Your roof is your home’s first line of defense—especially in a place like North Texas, where the weather doesn’t hold back. Knowing the basics and working with a trusted local roofing company can save you money, stress, and surprises down the line.
Have questions about your roof in the DFW area or need a professional inspection? It’s always a good idea to start with an expert you can trust. You can always reach out to our team over at Franco-roofing and we will get you taken care of and squared away!